Tom Sorrels Insurance

For many Tyler residents, spring is a time for renewal. This can mean falling in love, spending your tax refund on a thrilling vacation, or—on a slightly less exciting level—renewing your car insurance.

Car insurance policies are kind of like apartment leases. They last for a set number of months, usually six months or a year, and then you’ll get the option to either renew or find a new insurer.

Your company might tell you that your premium is rising. This could be because of that fender bender you were in a few months back (which, we know, was totally not your fault), an increase in market rates, or a change to the company’s rating system that casts your profile in a less favorable light.

Dallas got hit yesterday by tornadoes that sent tractor trailers spinning through the air as if they were as light as leaves being juggled and then forcefully tossed. Black forces funneled through neighborhoods, dwarfing the city and reminding us of how small we really are in the face of nature.

Natural disasters are wake-up calls for Texas homeowners. They remind us that the homes throughout our Tyler community, these sturdy structures that preserve and protect the things we value most, can be shattered in a mere instant by the forces of nature. And with that physical destruction can come financial ruin as well if you don’t have the right Tyler homeowners insurance .

Most homeowners insurance policies cover wind and hail damage. But you do want to check in with your insurance agent to make sure this coverage is enough to protect your property.

When I was a little kid, I used to wonder how all those insurance commercial could talk about saving you hundreds of dollars on car insurance. What were the chances that every one of those companies had the cheapest rates?

I was kind of a cynical kid.

These days, I do understand how these companies can say such things. It's not lying--it's more like coloring the truth. But it does point you in the direction of how to actually find the car insurance, even here in Texas.

What with all the dancing lizards, cavemen and maddeningly catchy jingles cluttering your television screen, you must be aware that insurance companies are doing a lot to get your attention these days. But this isn't always bad. The most recent trend in competition is actually kind of cool--something called a multi-policy discount. Yes, it's exactly what it sounds like: get more than one plan with the same company, and you can save 20-30% on both of them.

Are you a commercial marine freight carrier in need of goods in transit insurance? Do you have a unique form of vehicle such as dump truck or tractor, and need to know the umbrella coverage requirements?  If you are in need of information about commercial auto insurance, talk to an agent who thoroughly understands this complex business. Here is some basic information to understand.

The first step towards obtaining affordable commercial auto insurance quotes is to speak with an independent agent who can give you multiple options from different carriers. You’ll benefit from choosing an agent who is local and understands the nuances of where you live.